Privacy Policy

Our commitment

We do not sell your information. We do not share information with any party without your consent, except as required by law or as strictly necessary to process your mortgage application with lenders, appraisers, title companies, and insurers you have agreed to work with.

What we collect

To provide mortgage brokerage services, we collect the information you provide directly: your name, contact information, employment history, income, assets, debts, credit history (with your authorization), and details about the property you're financing. We also collect technical information when you use our website (analytics, IP address, device data) through our managed platform.

How we use it

• Process mortgage applications and obtain loan approvals.
• Communicate with you about your loan and related services.
• Comply with applicable federal and state regulations.
• Improve our website, services, and response times.

SMS and call communications

By providing your phone number, you consent to be contacted by phone or text about your inquiry. Message and data rates may apply. You may opt out at any time by replying STOP. By submitting your information, you consent to be contacted by phone, text, or email about your inquiry. Message and data rates may apply. You may opt out at any time. We do not sell or share your information.

Third-party sharing

We share your information only with parties necessary to complete your loan, including wholesale lenders, title companies, appraisers, insurance providers, and state and federal regulators as required. We never sell your information to marketers or data brokers.

Security

We use secure document upload portals, encrypted communication, and industry-standard safeguards to protect your information. Physical loan files are retained and disposed of in compliance with state and federal record-keeping rules.

Your rights

You can request access to, correction of, or deletion of your personal information by emailing lee@hometown-mtg.co. We will respond within 30 days.

Contact

Questions about this policy can be directed to:
FT Funding, PLC DBA Hometown Mortgage
2221 Memorial Pkwy
Fort Thomas, KY 41075
(859) 380-5674 · lee@hometown-mtg.co

NMLS #2436863 · Equal Housing Opportunity.