Lee Witte, Broker
“We treat each customer as an individual, not a number.”
“Give every client the mortgage advice we'd give our own family: the best rate our wholesale network can produce, honest numbers either way, and a real person who picks up the phone.”
Lee has been a licensed mortgage broker for 23 years, serving clients across Northern Kentucky and Greater Cincinnati from the Hometown Mortgage office on Memorial Parkway in Fort Thomas.
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Hometown Mortgage partners with customers to build a custom mortgage, using common sense, honest math, and wholesale rate shopping to get the best loan possible for each unique situation.
The lending network behind your loan
We're plugged into a network of 100+ A-rated wholesale lenders. When your file comes in, we shop it across that panel and bring you the best combination of rate, fees, and closing timeline we can find that day. A retail bank can only sell its own rate sheet , we sell whichever sheet is cheapest for you.
What a mortgage broker actually does
A mortgage broker is a licensed financial intermediary who matches borrowers with lenders. Unlike a retail bank, a broker works for you, not a single institution, and can shop competitive wholesale rates on your behalf.
Flexible and competitive
We work for you, not a bank. Your file gets shopped across our wholesale network for the best pricing on the day.
Personalized service
Wholesale lenders compete for broker business, so they prioritize the files we send them. That turns into faster turn-times for you.
Local and independent
We're part of Fort Thomas. Our goal is to be your trusted partner for life, not for one transaction.
Verified where it matters
Every mortgage professional is NMLS-licensed. Click through to the official consumer access site to verify.
The Hometown philosophy
Buying a home is one of the most significant financial decisions most people ever make. We don't take that lightly. Our job is to give you the straightest answers possible, including telling you when refinancing doesn't pencil out, or when a different loan program is a better fit than the one you walked in asking for.
If you can't get a real person on the phone at a major lender within 10 minutes, that tells you something about how much they value your business. Try us instead.
One call, no pressure
15 minutes on the phone is usually enough to tell you what you qualify for and what it will cost.