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Hometown Mortgagehome
About

Lee Witte, Broker

“We treat each customer as an individual, not a number.”

Buying a home in Northern Kentucky or Greater Cincinnati? Start with your budget and questions, and work through the next steps with Lee.

23+ yearsFort Thomas, KYNMLS #437373
Lee Witte, Broker, Hometown Mortgage
Our mission

“Give every client the mortgage advice we'd give our own family: the best rate our wholesale network can produce, honest numbers either way, and a real person who picks up the phone.”

Lee has been a licensed mortgage broker for 23 years, serving clients across Northern Kentucky and Greater Cincinnati from the Hometown Mortgage office on Memorial Parkway in Fort Thomas.

Your mortgage should fit the home you're buying and the budget you want to live with. Lee helps you compare loan options, understand the costs, and prepare the documents the lender needs.

The lending network behind your loan

We work with a network of wholesale lenders. We compare available programs for your file and explain the rate, fees, and lender requirements so you can make an informed choice.

Broker 101

What a mortgage broker actually does

A mortgage broker helps borrowers compare loans from wholesale lenders and prepare an application. Lee explains the available options and helps coordinate your file through underwriting.

Flexible and competitive

We compare available rates, fees, and loan terms across our wholesale lender network for your situation.

Personalized service

Lee helps you understand the documents, decisions, and lender requirements at each stage of your application.

Local and independent

Lee works from Hometown Mortgage's Fort Thomas office and helps buyers across Northern Kentucky and Greater Cincinnati.

Licensing & credentials

Verified where it matters

Every mortgage professional is NMLS-licensed. Click through to the official consumer access site to verify.

Lee Witte
NMLS #437373
Mortgage Broker
Verify on NMLS Consumer Access →
Hometown Mortgage
NMLS #2436863
FT Funding, PLC DBA Hometown Mortgage
Verify on NMLS Consumer Access →
Licensed in
KY · OH · FL
We close loans across Northern Kentucky and Greater Cincinnati, plus select Ohio markets.
Lender network
Wholesale loan options
We compare available options across this network, including rates, fees, and the requirements for your loan.

The Hometown philosophy

Buying a home is one of the most significant financial decisions most people ever make. We don't take that lightly. Our job is to give you the straightest answers possible, including telling you when refinancing doesn't pencil out, or when a different loan program is a better fit than the one you walked in asking for.

You can ask Lee about the numbers and the next step at any point. Lee will follow up using your preferred contact method.

Ready to talk?

One call, no pressure

Talk through your plans, ask a question, or find out what's needed for a preapproval review.