Mortgage Broker in Alexandria, KY
Campbell County's seat. Quieter streets, bigger lots, and more house for the dollar.
Alexandria sits south of the I-275 corridor, which keeps things calmer and keeps price per square foot meaningfully lower than Fort Thomas or the river cities. Resale neighborhoods mix with newer subdivisions, and outlying parcels often qualify for USDA zero-down financing. A strong fit for move-up buyers trading condo space for yards.
The market, by the numbers
Straight from the U.S. Census Bureau American Community Survey. Numbers shape which loan programs actually make sense here.
- Median home value$242,700
- Median household income$100,938
- Homeownership rate90%
- Median year built1993
Population: 10,322 · Source: ACS 5-year 2022.
A payment example for Alexandria
The median owner-occupied home value in ACS 5-year 2022 was $242,700. This historical census estimate isn't today's asking price. At an illustrative 6.75% rate over 30 years, here's how down payment changes principal and interest.
- 3.5% down
- $8,495
- Loan amount
- $234,206
- P&I
- $1,519
Excludes property taxes, homeowners insurance, HOA dues, and closing costs. FHA upfront and annual mortgage insurance premiums aren't included.
- 10% down
- $24,270
- Loan amount
- $218,430
- P&I
- $1,417
Excludes property taxes, homeowners insurance, HOA dues, and closing costs. Any mortgage insurance and financed fees aren't included.
- 20% down
- $48,540
- Loan amount
- $194,160
- P&I
- $1,259
Excludes property taxes, homeowners insurance, HOA dues, and closing costs. Any mortgage insurance and financed fees aren't included.
Scenarios are illustrative only. Actual pricing depends on credit, loan type, property details, and current market rates. Not a commitment to lend.
What Alexandria buyers get with Hometown
USDA-eligible addresses available
Plenty of Alexandria-area parcels qualify for USDA zero-down loans. We check the eligibility map before you write an offer.
Campbell County court and title fluency
Review title charges, taxes, and the purchase contract's deadlines with your closing team. Lee can help coordinate lender questions as the file moves toward closing.
Honest pricing on bigger homes
Compare actual quotes at the same loan amount and term. Include points, lender fees, mortgage insurance, and the time you expect to keep the loan alongside the rate.
Where Alexandria lives, day to day
A snapshot of the anchors we see on every appraisal report and every buyer's shortlist.
Schools
Schools drive a huge share of what buyers are willing to pay for a home. Here are the closest anchors.
- Campbell County High School909 Camel Crossing, Alexandria, KY
- Bishop Brossart High School4 Grove St, Alexandria, KY
- Campbell Ridge Elementary School2500 Grandview Rd, Alexandria, KY
- Children's Collaborative6699 Alexandria Pike, Alexandria, KY
Parks & green space
Walkability and outdoor access matter for resale and for quality of life.
- Alexandria Community Park4.7(724)3965 Alexandria Dr, Alexandria, KY
- Alexandria Tribute ParkW Main St, Alexandria, KY
- Kees ParkAlexandria, KY
Grocery & essentials
A short drive to a full-service grocery is a lived-in quality-of-life signal.
- Walmart Supercenter3.7(3041)6711 E Alexandria Pike, Alexandria, KY
- United Dairy Farmers3.1(88)9242 Alexandria Pike, Alexandria, KY
- DG Market4.4(18)208 Ridgewood Dr, Alexandria, KY
- Dollar General4.1(239)9809 US-27, Alexandria, KY
Civic & community
Libraries, city halls, and post offices, the everyday anchors of a neighborhood.
- United States Postal Service2.7(65)6933 Alexandria Pike, Alexandria, KY
- Campbell County Public Library: Alexandria Branch4.8(24)8333 Alexandria Pike # 203, Alexandria, KY
- Alexandria City Hall5.0(1)8236 W Main St, Alexandria, KY
- Campbell County Historical & Genealogical Society4.8(5)8352 E Main St, Alexandria, KY
Dining & coffee
Restaurants, cafés, and the places you'll actually visit on weekends.
- Four Mile Pig4.6(482)7962 Alexandria Pike, Alexandria, KY
- McDonald's3.3(1209)6707 Alexandria Pike, Alexandria, KY
- Chipotle Mexican Grill3.1(358)7105 Alexandria Pike, Alexandria, KY
- United Dairy Farmers3.1(88)9242 Alexandria Pike, Alexandria, KY
Healthcare
Proximity to hospitals and clinics is a must-have for many buyers.
- Fast Pace Health Urgent Care - Alexandria - KY4.7(232)7545 Alexandria Pike, Alexandria, KY
Data from Google Places. Highlights, not a comprehensive directory.
Housing in Alexandria
The median home in Alexandria was built around 1993 (relatively recent construction). A newer home's condition, value, and loan eligibility still need to be reviewed. About 90% of occupied homes are owner-occupied; the remaining 10% are rentals. These figures describe the local housing mix; they don't predict the value or financing eligibility of a specific home.
Explore homes around Alexandria, KY
Considering a home in one of these areas? Share the address and property type with Lee to discuss the financing review it needs.
- Alexandria historic district
- Campbell County Courthouse area
- Persimmon Grove
- Licking Pike corridor
- Clay Ridge
Compare mortgage programs
Explore the programs below. Availability and qualification depend on your finances, the property, and the selected lender.
Local reviews
What clients in Alexandria usually ask
- USDA eligibility depends on the address and household income. Share the property with Lee to check the current map and requirements before relying on a zero-down option.
Other places we serve
We close loans across the region, here are the nearest service areas to Alexandria.
Talk to a Alexandria mortgage broker
Local office, wholesale rates, honest math. Lee will follow up using your preferred contact method.