About the publication

A clearer view of homeownership.

The Equitian is published by Hometown Mortgage for people thinking about buying a home in Northern Kentucky and Greater Cincinnati.

We’re here to make the decisions around homeownership easier to understand: preparing for preapproval, comparing mortgage choices, and working through the questions that come before an offer.

Published by Hometown Mortgage

Hometown Mortgage is based in Fort Thomas, Kentucky. Lee Witte is its mortgage broker, NMLS #437373. This publication is part of Hometown Mortgage, and our articles may connect readers with its services.

Meet Lee and Hometown Mortgage ↗

Our editorial approach

• Make clear what’s general guidance and what depends on a borrower’s situation.
• Use identifiable sources for facts, figures, and program requirements.
• Distinguish market reporting from evergreen guides, and use real publication dates.
• Make the next question easier to ask, without promising approval, a rate, or a particular outcome.

Questions and corrections

If something needs clarification or correction, contact Lee. Include the article link and the detail you’d like us to review.

Articles provide general information. A mortgage conversation considers your finances, the property, and current lender requirements.